You may receive payments with either an annuity trust or unitrust. The annuity trust pays you a fixed dollar amount, determined at the start, each year. The unitrust pays you a variable amount based on a fixed percentage of the fair market value of the trust assets each year. At the end of the trust term, the balance in the trust goes to Chaminade. This type of gift has the potential for an income tax deduction and up-front capital gains tax avoidance.